Winter driving presents unique challenges that require extra caution and preparation. Snow, ice and reduced visibility can make routine trips more hazardous.
Drive Defensively 
Winter driving requires heightened awareness and caution. Always allow extra time for your journeys, reduce your speed and maintain a safe following distance from other vehicles. Avoid sudden movements, such as sharp turns or abrupt braking, which can cause your vehicle to lose control on icy roads.
Maintain Your Vehicle
Ensure your vehicle is well-maintained and equipped for the season. Regularly check your tires for adequate tread and consider switching to winter tires for better traction. Ensure your brakes, battery and windshield wipers are in good working condition.
Consider Roadside Assistance
Roadside assistance can help if you are stuck in the snow or stranded due to a breakdown. This service can help with towing, jump-starting a dead battery or changing a flat tire.
Have Appropriate Liability Insurance Limits
If you are found at fault in an accident, liability insurance can help cover the costs of damage and injuries to others. Given the increased risk of accidents in winter, having sufficient liability coverage is essential to protect your financial well-being. Your agent can help determine how much liability insurance may be appropriate for your situation.
How Auto Insurance Can Help Provide Financial Protection
Auto insurance can help cover various winter-related incidents. Comprehensive coverage, for example, protects against damage from falling objects, such as tree branches weighed down by snow or collisions with animals that are more active during winter months. Collision coverage is also crucial, as it can help cover damage to your vehicle resulting from accidents, which are more common in slippery conditions.
Contact Us
Contact Arches Insurance for an auto insurance quote.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.