Health Insurance
Health Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Health Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Health Insurance Information
Choosing the right health insurance is an important decision for individuals and families. At Arches Insurance, we understand that navigating your options can feel overwhelming. Our team is here to help you explore the different types of health coverage available and find a plan that fits your needs and budget.
Understanding Your Health Insurance Options
Utah residents have access to a variety of health insurance plans, including fee-for-service (FFS) and managed care plans, each offering unique benefits and structures.
Fee-for-Service Plans
Fee-for-service plans, sometimes called traditional health insurance, allow you to visit any doctor or hospital. You typically pay a portion of the cost for each service, while your insurance covers the rest. These plans offer flexibility in choosing insurers but may come with higher out-of-pocket costs and more paperwork.
Managed Care Plans
Managed care plans, such as health maintenance organizations (HMOs) and preferred provider organizations (PPOs), focus on coordinating your care through a network of contributors. These plans often have lower costs and streamlined services, but you may need to choose doctors within the plan’s network or get referrals for specialists. Managed care is a popular choice for many families seeking competitive pricing and versatile coverage.
Long-term Care and Disability Insurance
Health insurance is just one part of covering your well-being. Our team also helps clients consider:
- Long-term care insurance. This coverage can help pay for services like nursing home care, assisted living or in-home support if you develop a chronic illness or disability.
- Disability insurance. If an injury or illness prevents you from working, disability insurance can provide income replacement to help you manage expenses during recovery.
How We Help
At Arches Insurance, we take the time to understand your situation. Whether you’re comparing health insurance plans, exploring long-term care options or considering disability coverage, our experienced team is here to answer your questions and guide you every step of the way.
Ready to review your health insurance options? Contact us today to get started with personalized support from our team.
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